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Welcome to the new way to manage health
On average*, employees enrolled in the Proactive Health Management Plan see an increase in each paycheck! After your enrollment is complete, you will receive an email and a phone call from us to review your enrollment, determine the potential increase in your paycheck, and review the many benefits and savings of the Proactive Health Management Plan in more detail.
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* Actual number dependent upon an individual’s tax situation. An estimate will be provided during enrollment.
Proactive Health Management Plan
The Proactive Health Management Plan includes a limited benefit health insurance plan providing our covered members fully insured indemnity benefits. The plan also provides health and lifestyle coaches specializing in fields ranging from personal training to life coaching. The Proactive Health Management Plan initiates and reinforces behavioral changes. That means making better choices with the aim of lasting health and greater productivity.
The PHMP plan also offers key differentiators like:
The PHMP (Preventative Health Management Program) is a fully insured limited benefit health plan designed to provide preventative, diagnostic, maintenance services, and health coaching for employees. The plan focuses on Population Health Improvement and Medical Risk Management, ensuring that employees receive the care they need to stay healthy and productive.
Key Differentiators of the PHMP
Insurance Underwriting
The PHMP is underwritten by Companion Life, an A+ (Superior) rated insurance company by AM Best. Companion Life is also an affiliate of Blue Cross Blue Shield (BCBS).
Complementary Coverage
The PHMP complements an employer's existing benefit package. It is not a replacement or substitution for any existing health insurance plan or other coverages the employer may offer.
Patented Employee Engagement Techniques
The PHMP employs advanced disease management protocols and data analytics centered on disease management and population health improvement. These techniques are protected by four U.S. Patents, covering over 2 million people, which do not expire until 2030.
Financial Benefits and Savings
Guaranteed ROI for Employers
The unique design of the PHMP, combined with the financial structure that utilizes applicable tax codes (IRS Section 125), guarantees a Return on Investment (ROI) through payroll tax savings of more than $300 per year per participating employee. Additionally, AHDI's patented processes have a proven track record of reducing medical spend by an average of 11-17% per annum, starting from the second year.
Employee Savings on Medical Expenses
Employees can save on out-of-pocket medical expenses through the use of geofencing technology, advanced comparative healthcare services pricing tools, and reduced prescription (Rx) costs by participating in the PHMP. These savings can amount to hundreds or even thousands of dollars per year.
If you're interested in learning more about the PHMP or want to use it for your business, give us a call!